Before You Leave Your Full-Time Job
Maybe it started small. A Sunday night dread that wouldn't lift. A meeting where you realized you had stopped speaking up. A client success you couldn't celebrate because the next three cases were already waiting.
Then the thought arrived and stayed: I think I'm ready to go.
We know that feeling well. Both of us worked inside systems we loved and outgrew. When we said we wanted more, we were told we were asking for too much. We left anyway. What we wish someone had told us is that the leap goes much better with a plan underneath it.
The pull you feel is real and worth honoring. You have spent years building skills, judgment, and trust. All of that walks out the door with you. Planning is how you make sure the next season gets to use them well.
Five questions to answer before you go
What am I walking toward? A practice, a business beyond therapy, a new industry, or rest? Leaving goes better when you can name where you're headed.
How long can I live on what I have? Many people aim for several months of living expenses saved before they leave. Know your number.
What will replace my benefits? Health insurance, retirement contributions, and paid time off all need a new home.
What does my current agreement say? Look for non-compete, non-solicitation, and notice clauses before you make plans.
Who will support me through the transition? A mentor, a coach, a community, and the people at home all matter.
Build your runway
Your runway is the time and money that carry you while the new thing grows.
Add up your true monthly expenses, personal and professional.
Decide how many months of runway you want, then build toward it.
Consider a bridge: part-time work, contract roles, or a gradual step down in hours.
Start the slow pieces early, like setting up your business entity, insurance, and paneling or payment systems.
Leave well
How you leave matters. Your reputation travels with you, and so do your relationships.
Follow your agreement's notice terms and give as much time as you can.
Plan for client continuity with care, following your ethics and your employer's policies.
Keep copies of your own credentials, CE certificates, and supervision records.
Thank the people who helped you grow. Many will become referral partners.
You can do this, and you don't have to do it alone
At Ola House, we help social workers and therapists think through exactly this moment, from your plan to the contract in front of you. Bring us your questions. We've been there.
Reflect on this:
What am I ready to leave, and what am I ready to build?
What fear comes up when I imagine leaving, and what is it trying to protect?
What would make me feel safe enough to take the first step?
Thinking about your next move? Take the Ola House readiness quiz to see where you stand.
Ready to Leap checklist
Use this to see how ready you are and what to build before you give notice.
Your direction
I can name what I'm walking toward in one sentence
I've talked it through with a mentor, coach, or trusted colleague
The people at home understand the plan and the timeline
Your money
I know my true monthly expenses, personal and professional
I've decided how many months of runway I want
I have a savings plan to reach that number
I've considered a bridge: part-time, contract work, or reduced hours
Your coverage
I have a plan for health insurance
I have a plan for retirement savings
I've looked into professional liability insurance
Your agreement
I've read my employment agreement for non-compete, non-solicitation, and notice terms
I know my employer's policies on client transitions
I've asked for advice if anything in my agreement is unclear
Your setup
I know which business structure I'll start with
I've started the slow pieces: paneling, payment systems, or a website
I've saved copies of my credentials, CE certificates, and supervision records
Your exit
I've chosen my notice date
I have a respectful plan for client continuity
I've made a list of colleagues to thank and stay connected with
My readiness right now
Count your checks. Then ask yourself: what is the one item that would make the biggest difference this month?
My next step:
My target date:
